Offer monitorIssuer-sourced snapshot · verify exact terms before applying
Referral links stay separate from factual offer recordsMethodology
Deal intelligence, not affiliate hype

See the offer.
Know the history.

Credit-card and bank-bonus intelligence with issuer-sourced terms, verified historical-high context, crowdsourced outcomes and discussion on every deal.

Current source trail Public vs targeted history No fabricated approval rates Referral link kept separate
RIGHT NOW

Offers worth watching

public high targeted ≠ public
Chase 75% of verified public high
Chase Sapphire Preferred®
ChaseChase Sapphire Preferred®

Chase Sapphire Preferred®

75,000 points

after $5,000 in purchases in the first 3 months

Annual fee$95 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Chase 67% of verified public/referral high
Chase Sapphire Reserve®
ChaseChase Sapphire Reserve®

Chase Sapphire Reserve®

100,000 points

after $6,000 in purchases in the first 3 months

Annual fee$795 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Capital One 75% of verified high
Capital One Venture X Rewards
Capital OneCapital One Venture X Rewards

Capital One Venture X Rewards

75,000 miles

after $4,000 in purchases in the first 3 months

Annual fee$395 FreshnessChecked Sep. 9
0 reports · no fabricated rate
CREDIT CARDS

Current offer board

Current terms stay separate from historical and targeted offers. A historical-high badge appears only when the comparable current offer actually matches the verified public/referral high.

11offers shown
Chase 75% of verified public high
Chase Sapphire Preferred®
ChaseChase Sapphire Preferred®

Chase Sapphire Preferred®

75,000 points

after $5,000 in purchases in the first 3 months

Annual fee$95 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Chase 67% of verified public/referral high
Chase Sapphire Reserve®
ChaseChase Sapphire Reserve®

Chase Sapphire Reserve®

100,000 points

after $6,000 in purchases in the first 3 months

Annual fee$795 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Capital One 75% of verified high
Capital One Venture X Rewards
Capital OneCapital One Venture X Rewards

Capital One Venture X Rewards

75,000 miles

after $4,000 in purchases in the first 3 months

Annual fee$395 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Capital One Limited-time mixed-value offer
Capital OneCapital One Venture Rewards

Capital One Venture Rewards

75,000 miles + $300 travel credit

after $4,000 in purchases in the first 3 months

Annual fee$95 FreshnessNew Sep. 8
0 reports · no fabricated rate
Citi Public channel varies: 70K / 60K
Citi Strata Premier® Card
CitiCiti Strata Premier® Card

Citi Strata Premier® Card

70,000 ThankYou® points on Citi featured channel

after $4,000 in purchases in 3 months; some Citi public listings show 60K

Annual fee$95 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Bank of America Verified current public offer
Bank of AmericaBank of America® Premium Rewards®

Bank of America® Premium Rewards®

60,000 points — $600 value

after $4,000 in purchases in the first 90 days

Annual fee$95 FreshnessChecked Sep. 9
0 reports · no fabricated rate
American Express Personalized — as high as 175K
Platinum Card® from American Express
American ExpressPlatinum Card® from American Express

Platinum Card® from American Express

As high as 175,000 Membership Rewards® points

after $12,000 in purchases in the first 6 months; offer amount varies by applicant

Annual fee$895 FreshnessChecked Sep. 9
0 reports · no fabricated rate
American Express Personalized — as high as 100K
American Express® Gold Card
American ExpressAmerican Express® Gold Card

American Express® Gold Card

As high as 100,000 Membership Rewards® points

after $6,000 in purchases in the first 6 months; offer amount varies by applicant

Annual fee$325 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Discover Distinct first-year structure
Discover it® Cash Back
DiscoverDiscover it® Cash Back

Discover it® Cash Back

Unlimited first-year Cashback Match

Discover matches all cash back earned during the first 365 days for eligible new cardholders

Annual fee$0 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Capital One Low-spend cash bonus
Capital One Quicksilver Cash Rewards
Capital OneCapital One Quicksilver Cash Rewards

Capital One Quicksilver Cash Rewards

$200 cash bonus

after $500 in purchases within the first 3 months

Annual fee$0 FreshnessChecked Sep. 9
0 reports · no fabricated rate
Bank of America 6% choice category for first year
Bank of AmericaBank of America® Customized Cash Rewards

Bank of America® Customized Cash Rewards

$200 online cash bonus

after $1,000 in purchases in the first 90 days

Annual fee$0 FreshnessChecked Sep. 9
0 reports · no fabricated rate
OFFER HISTORY

Historical high, with receipts.

Public/referral highs and targeted or pre-approved offers are different channels. OfferSignal stores that distinction instead of collapsing unlike offers into one number.

Open full history →
🔥 VERIFIED PUBLIC / REFERRAL HIGH

Chase Sapphire Preferred®

100K
Jun 15, 2026
100K public/referral high
Jul 30, 2026
Public offer returned to 75K
Aug 6, 2026
Referral offer returned to 75K
Aug 13, 2026
125K targeted / pre-approved reports
Now
75K public offer
i

Why targeted offers are separate: YMMV, pre-approved or applicant-specific offers can be higher than the broadly available offer without becoming the site's “public high.”

Current public offer75,000 points75% of verified public high
Verified public/referral high100KEvidence linked on the deal page
Known targeted high125K targetedYMMV / restricted channel
See full source trail →
BANK BONUSES

Cash offers with requirements up front

Direct-deposit thresholds, transaction requirements, fees and expiration dates belong on the deal card — not hidden behind the button.

Chase Expiring Oct. 14
ChaseChase Total Checking® — $400 Bonus

Chase Total Checking® — $400 Bonus

$400 bonus

Make qualifying direct deposits totaling $1,000 or more within 90 days of offer enrollment.

Fee$15 or $0 with qualifying activity FreshnessChecked Sep. 9
0 reports · no fabricated rate
Chase Expiring Oct. 14
ChaseChase Secure Banking℠ — $175 Bonus

Chase Secure Banking℠ — $175 Bonus

$175 bonus

Complete 10 qualifying transactions within 60 days of offer enrollment.

Fee$4.95 or $0 with qualifying activity FreshnessChecked Sep. 9
0 reports · no fabricated rate
COMMUNITY INTELLIGENCE

What happened after people applied?

Each deal can collect structured, anonymous outcome reports separately from comments. Approval rates and medians remain blank until real reports exist.

Credit scoreCredit bureauCredit limitStateNew accounts / 24 mo.Recent inquiriesOffer receivedDenial reason
Report an outcome →
Community sampleReal submissions only
0 reports initially
0
No fake approval rate.

Every new offer starts at zero. Percentages, score bands, median limits and denial reasons appear only after visitors submit actual structured reports.

Approval
Median score
Median limit
DATA POLICY

Facts, history, community data and referral links stay separate.

Issuer facts carry a source and checked date. Historical-high claims have evidence. Targeted offers are labeled targeted. Community results are self-reported. Your referral URL is a separate admin field so monetization does not rewrite the factual offer record.

Read methodology
LATEST GUIDES & UPDATES

Posts, with discussion below each one