CitiCiti Strata Premier® Card

Citi · MastercardPublic channel varies: 70K / 60K

Citi Strata Premier® Card

70,000 ThankYou® points on Citi featured channel

after $4,000 in purchases in 3 months; some Citi public listings show 60K

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Annual fee$95

Verified public high—

Current vs public high—

Community sample0 reports

WHAT MATTERS NOW

Current offer intelligence

Citi’s featured public page shows 70K after $4K in 3 months, while a general travel-card listing shows 60K. The site treats these as channel-specific public offers and tells the visitor to verify the exact offer shown before submitting an application.

Citi’s public channels are not perfectly uniform. OfferSignal records the channel and source rather than pretending every public landing page shows the same welcome bonus.

Reward structure

✓10x hotels, car rentals and attractions through Citi Travel

✓3x air travel and other hotels

✓3x restaurants

✓3x supermarkets

✓3x gas and EV charging

✓1x other purchases

Key benefits

✓$100 off one eligible $500+ Citi Travel hotel stay each calendar year

✓No foreign transaction fee, subject to terms

Pricing20.24%–28.24% variable APR on the current product page

Eligibility / underwriting noteCiti states the bonus is unavailable if you received a Citi Premier or Citi Strata Premier new-account bonus in the past 48 months, or converted another Citi card into one of those products after earning a new-account bonus in the last 48 months.

OFFER HISTORY

Availability channel matters

Public/referral, targeted and current offers remain distinct in the timeline.

Sep 9, 2026
70K featured public channel

Sep 9, 2026
60K general travel-card listing

Public / standardVerified public highTargetedCurrent

COMMUNITY OUTCOMES

Approved, denied or pending?

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✓ Approved

× Denied

… Pending

Credit score

Score source / bureau

Credit limit offered

State

New accounts / 24 months

Recent hard inquiries

Offer shown / received

Existing issuer relationship

Decision path

If denied, reason

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Community intelligence

Self-reported data; not an underwriting guarantee.

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DISCUSSION

Comments on Citi Strata Premier® Card

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