WHAT MATTERS NOW
Current offer intelligence
This bank bonus is presented with the qualifying direct-deposit requirement and monthly service fee conditions up front.
How the bonus works
✓Open a new eligible Chase Total Checking account with the offer by Oct. 14, 2026
✓Receive qualifying direct deposits totaling $1,000 or more within 90 days
✓Chase says the $400 bonus is deposited within 15 days after completing the requirements
✓Monthly service fee is $15 unless a qualifying waiver condition is met
Eligibility / underwriting noteNot available to existing Chase checking customers, certain recent former customers, or some customers who received a new checking bonus within the restricted period. Review the official terms.
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