WHAT MATTERS NOW
Current offer intelligence
Chase currently shows 100K after $6K in 3 months. A 150K public/referral offer ran earlier in 2026. Later 175K targeted/pre-approved reports are stored separately and do not redefine the public offer.
The Sapphire Reserve is Chase’s premium travel card. OfferSignal tracks its public offer separately from targeted/pre-approved reports.
Reward structure
✓8x Chase Travel
✓4x flights booked direct
✓4x hotels booked direct
✓3x dining worldwide
✓1x other purchases
Key benefits
✓$300 annual travel credit
✓Up to $500 annual credit for eligible The Edit stays
✓Premium travel and lounge benefits, subject to terms
✓Additional temporary and partner credits may apply
Pricing19.49%–27.99% variable APR
Eligibility / underwriting noteChase product and new-cardmember bonus restrictions apply. Targeted offers should be treated separately from the public offer.
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